The coronavirus pandemic has changed our lives. People nowadays prefer remote consultation with a doctor than visiting the hospital because the whole world is fighting against the pandemic. During this case, considering the growing popularity of online consultation and residential treatment, the largest private-sector insurer, ICICI Lombard General Insurance includes distinctive home treatment for purchasers. Customers can avail of their claim once they get treated at their homes. The company said that, as social distancing has become a norm, this may definitely benefit the purchasers who wish to induce treated reception instead of visiting the hospital.
ICICI Lombard has joined hands with leading private hospital, and popular home care service providers Portea, Healthcare reception for this facility. Surgical wound, stitch removal, urinary catheterization, physiotherapy, and parenteral administration — these treatments are covered under the home care facility. Even coronavirus patients can avail of the option of home care treatment. Supported prescription of treating consultant, the underwriter will provide home care assistance. A team of doctors, nurses, and physiotherapists will coordinate and prepare a care plan to support the individual’s needs. The consultations, nursing, and medicines charge are covered by ICICI Lombard itself, with no need for an additional premium. The help provided under the home care facility is freed from cost. Hospital charges are covered as per the policy terms and conditions.
New policy waiting period has been reduced to fifteen days from 30 days to pander to COVID-19 related claims. Also lower waiting period premium comes with none hike within the premium. The additional benefits offered will provide relaxation for customers, especially within the case of a pandemic. Offering no case reward even on account of hospitalization for the pandemic and resulting claims, the organization said the additional whole guaranteed accumulated within the arrangement won’t be affected, if the safeguarded is hospitalized, therefore giving genuinely necessary budgetary help to clients. Customers can easily avail this facility by dialing to 040-66274205.
Sanjeev Mantri, executive director of ICICI Lombard General Insurance said that, as coronavirus continues to throw new challenges, they thought that it’d be important to adorn insurance preposition to fulfill the emerging demands of consumers effectively.
