–Wellness features added to Tata AIG Medicare Premier with sum insured upto Rs.3 Crores-
India, February 21, 2023: Tata AIG General Insurance Company Limited has announced a slew of wellness features for its flagship health insurance product – Tata AIG Medicare Premier Health Insurance, in order to provide policyholders with a comprehensive health cover. Coupled with features such as outpatient expenses, zone based pricing to ensure varied healthcare costs are taken care of, increased coverage limits with higher sum insured alternative options, health and wellness benefits will help provide policyholders with a ‘More Holistic, More Protective, More Wellness’ Medicare Premier Health Insurance policy.
Expenses under the outpatient category include doctor consultation fees, pharmacy bills and lab tests which account for more than 60% of all healthcare costs in India. However, most health insurance policies only cover in-patient hospitalisation bills, leaving the consumer and his family uninsured for day-to-day health care costs and wellness benefits. Tata AIG Medicare Premier Health Insurance now bridges this gap in its health cover.
“At Tata AIG, we understand that when it comes to health there should be no compromise. In its original avatar, the right mix of features and coverage levels made the Medicare Premier Health Insurance plan a comprehensive option. However, in light of the ever-rising cost of medical emergencies and the recent pandemic, we have added many more benefits to make the policy holistic. Designed to be ‘More Holistic, More Protective, More Wellness,’ the Medicare Premier Health Policy now provides enhanced coverage limits for higher sum insured options up to INR 3 crore. We will not compromise on your health insurance and neither should you,” says Dr. Santosh Puri, Senior Vice President – Health Product & Process, Tata AIG General Insurance Co. Ltd.
Additional highlights of Tata AIG Medicare Premier are:
· Customers can now choose a wider Sum Insured (SI) options up to INR 3 crores
· MediCare Premier now offers Wellness and Value added features to its customers
· Coverage for day care procedures, high-end diagnostics up to INR 50,000, higher OPD limits of upto INR 20,000, compassionate travel & visa service fees under global cover, post-hospitalization charges for upto 200 days & up to SI as per the sum insured opted by the customer
· Covers Delivery Complications, as well as an accidental death benefit
· Cover includes emergency air ambulance of up to INR 5,00,000 for non-network providers and up to SI for network providers for higher sum insured options
· Cover for Home Care Treatment up to SI, for at-home dialysis, chemotherapy, and even pandemic care
· Restore benefit advancement upto 3X of sum insured in case of policies with 3 year tenure for higher sum insured options. Restoration will get trigger for more than once in a policy year, for multi-year policy.
· Introduction of zone-based pricing to make the product more pocket-friendly in different cities
Tata AIG’s Wellness Services includes truly unlimited teleconsultations (General/Specialist), redeemable vouchers for fitness centres/activities, discount on pharmacy & diagnostics, Health Condition Management, Ambulance Booking facility, as well as a Health Risk Assessment and incentive of rewarding healthy and active lifestyle (burn calories and earn rewards).
